---
title: Medical & Dental Finance UK | 0% APR & Interest-bearing Finance
description: Offer patients 0% APR & interest-bearing finance for elective treatments. Everstead helps UK medical & dental practices provide fast, compliant finance.
image: https://everstead.co.uk/hubfs/Everstead%20Medical%20and%20Dental%20Partners.jpg
---

[Partner](https://everstead.co.uk/partner)

[![lg\_everstead](https://everstead.co.uk/hubfs/Brand/lg_everstead.svg "lg_everstead")](https://everstead.co.uk/)

- PRODUCTS
  
    - [Home Improvement Finance](https://everstead.co.uk/customers-home-improvement-finance)
    - [Medical & Dental Finance](https://everstead.co.uk/customers-medical-dental)
    - [Legal Services Finance](https://everstead.co.uk/customers-legal-services-finance)
    - [Funeral Finance](https://everstead.co.uk/customers-funeral-finance)
- [ABOUT US](https://everstead.co.uk/customer/about-us)
- [BLOGS](https://everstead.co.uk/blogs)
- [CONTACT US](https://everstead.co.uk/customer/contact-us)

[![lg\_everstead](https://everstead.co.uk/hubfs/Brand/lg_everstead.svg "lg_everstead")](https://everstead.co.uk/)

![](https://everstead.co.uk/hubfs/Brand/lg_everstead.svg)

[Partner](https://everstead.co.uk/partner)

- Products

  Back 
  
    - [Home Improvement Finance](https://everstead.co.uk/customers-home-improvement-finance)
    - [Medical & Dental Finance](https://everstead.co.uk/customers-medical-dental)
    - [Legal Services Finance](https://everstead.co.uk/customers-legal-services-finance)
    - [Funeral Finance](https://everstead.co.uk/customers-funeral-finance)
- [About Us](https://everstead.co.uk/customer/about-us)
- [Community](https://everstead.co.uk/community)
- [Contact Us](https://everstead.co.uk/customer/contact-us)

# Pay for your medical or dental treatments by spreading the cost

Private healthcare and dental work can be expensive when you need it most. An Everstead medical & dental loan lets you get the treatment you require and allows you to spread the cost. Affordable monthly payments without waiting lists, high-interest credit cards, or dipping into savings.

Check your eligibility in minutes with no impact to your credit score.\*

[Trustpilot](https://www.trustpilot.com/review/funeralsafe.co.uk)

## Why choose Everstead for healthcare costs

### We will sort out the funding

 Approved and funded in as little as 24 hours so your treatment is never delayed.

### Transparent fixed rates

 Predictable monthly payments with competitive rates designed for peace of mind.

### No hidden fees or charges

Completely transparent pricing - you know exactly what you’ll pay from day one.

### Get a yes or a no within minutes

See your personalised rate and monthly amount with zero impact to your credit score.

### Borrow £1,000 - £10,000

No collateral required. From a single procedure to full medical treatments.

### One manageable monthly payment

Cover consultations, surgery, aftercare, implants, orthodontics - everything in one simple payment.

## Just 3 simple steps to finance your procedure

1\. Check your rate

Takes a few minutes and won’t affect your credit score.\*

2\. Choose your repayment term

Select the monthly payment that suits you best.

3\. Get the money quickly

Funds paid directly to your clinic, dentist, or hospital (or to you) as soon as the next working day.

## What your medical & dental loan can cover

- Cosmetic dentistry and orthodontics
- Dental implants and veneers
- Private consultations and diagnostics
- Elective surgeries and procedures
- Fertility and IVF treatments
- Physiotherapy and rehabilitation
- Ophthalmology and laser eye surgery
- Whole-treatment procedures and cosmetic enhancements

## Am I eligible?

Most people are. You just need to be:

A UK residentAged 18 or overHave a regular income (employed, self-employed, pension, or some benefits)Able to afford the monthly repaymentsWe consider your current situation, not just past credit history.

## Medical and dental finance FAQs

How quickly can I get the money?

Many customers are funded the same or next working day.

Will checking my rate hurt my credit score?

No - we only do a soft search at first, which never appears on your credit file.

Can the loan pay the clinic or dentist directly?

Yes. Most people choose direct payment so there’s nothing left to settle later.

Is there a penalty for paying it off early?

Never. You can clear the loan anytime with no extra charges and saving on interest payable.

\*A full credit check is carried out if the customer proceeds with a finance application, which leaves a footprint and be visible to other lenders.

[Trustpilot](https://www.trustpilot.com/review/funeralsafe.co.uk)

[![logo-footer](https://everstead.co.uk/hubfs/Brand/logo-footer.svg "logo-footer")](https://everstead.co.uk/)

Quick Links:

[Why Everstead](https://everstead.co.uk/partner/why-everstead)

[About Funeral Safe](https://everstead.co.uk/funeral-safe)

[Contact Us](https://everstead.co.uk/partner/contact-us)

[Let's Talk](https://everstead.co.uk/partner/contact-us)

#### Need help?

- [0204 634 2403](tel:00442046342403)
- [contact@everstead.co.uk](mailto:contact@everstead.co.uk)

- [Responsible Lending Statement](https://everstead.co.uk/responsible-lending-statement)
- [Terms of use](https://everstead.co.uk/terms-of-use)
- [Privacy Policy](https://everstead.co.uk/privacy-policy)
- [Complaints](https://everstead.co.uk/complaints)
- [GDPR Policy](https://everstead.co.uk/gdpr-policy)
- [Cookie Policy](https://everstead.co.uk/cookie-policy)

Everstead and Everstead Advance are trading styles of Funeral Safe Limited, registered in England and Wales under number 09706369. Registered Office: Unit 3-5 Alton Business Centre, Valley Lane, Wherstead, Ipswich, IP9 2AX. Offered subject to status and successful credit assessment. Any late or missed repayments may have serious consequences and your credit rating may be affected which could make it more difficult to obtain credit in the future. Authorised and Regulated by the Financial Conduct Authority. Reg No.765110.

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